Nuts and Bolts of Critical Insurance Issues for Associations

Insurance is the engine that drives capitalism allowing businesses to operate and deal with risks. This 1-hour segment brings insurance industry experts who will discuss the various types of insurance products that an Association needs or should consider. 

Included Topics:
  • A new Association President’s view on insurance 
  • Health Insurance: What is happening in the world of Health Insurance for Associations?
  • Property & Casualty Insurance:  Diving into standard insurance and emerging needs 

Ron Gallagher


Ron currently serves as the President, Pennsylvania Association of Mutual Insurance Companies (PAMIC) providing advocacy, education and networking programs to PAMIC’s members.  Prior to this position Ron served the Pennsylvania Insurance  Department for 25 years with the last 15 years as the Deputy Commissioner for Market Regulation overseeing the licensing programs for individuals doing the business of insurance, compliance programs (Market Analysis and Market Conduct exams), enforcement programs and consumer complaint handling.  He also had the responsibility for overseeing the Department's IT programs.

Ron is also retired from the United States Air Force Reserve wit the rank of Lieutenant Colonel.  His 24 year career in the Air Force spanned the gamut from environmental engineering to supply chain management responsibilities.

Ron graduated from the Pennsylvania State University with a degree in Petroleum Engineering and the Florida Institute of Technology with a Masters in systems Management.  He also holds the designation as a Professional Engineer.

Vincent Phillips


Vince Phillips has been a registered lobbyist in Harrisburg, PA since 1989. He started Phillips Associated April 1, 1999, after over twenty years in Federal and state government relations. He represents a number of clients including Pennsylvania State Council of Farm Organizations (PSCFO), PA Septage Management Association, Mid-Atlantic Soybean Association, PA State Grange, and Crop Insurance Agents Association of PA, etc. 

Prior to being recruited to Pennsylvania, Vince worked in Washington, D. C., as Press Secretary to the National American Wholesale Grocers Association, now part of the Food Marketing Institute. He was a Reagan-Bush Administration political appointee in the U.S. Department of Agriculture (Office of the Secretary, Office of Public Liaison, and Office of Rural Development Policy). His DC tenure also included work for a U.S. Congressman and service in the Office of the President-Elect (Transition Team) in 1980.

Vince is certified by the PA Insurance Department as an instructor, and his firm is approved to offer over 70 Continuing Education courses. He holds a Bachelor of Arts from Indiana University South Bend, a Master's from the University of Notre Dame, and a Master's in Public Administration from the Maxwell School at Syracuse University as well as a Graduate Certificate in Public Policy from Indiana University's School of Public and Environmental Affairs. He and his wife York native Claudia Keiper Phillips reside in Mechanicsburg, Cumberland County.

Gary Harshberger



In 1992, Gary joined Gunn-Mowery, LLC and is currently a Senior Vice President. For the past 24 years at Gunn-Mowery, Gary has managed the Personal Lines Department, as well as the Personal Lines Service Center and Commercial Lines Service Center. This year he has passed on his management role and is now focusing on enhancing our Cyber Insurance presence, as well as our new Workers Compensation division, RightComp. Gary graduated from Penn State University with a Bachelor’s degree in Insurance. With the exception of a 22-month tour of duty with the US Army (including 12 months in the Republic of Viet Nam), he has been employed with the Insurance industry since 1970. Gary started his career with Aetna as a Commercial Insurance Representative and he became an Independent Agent in 1980.


Gary is extremely passionate about education and he doesn’t just talk the talk, he walks the walk. He has received designations of CPCU (Chartered Property & Casualty Underwriter), ASLI (Associate in Surplus Lines), ARM (Associate in Risk Management, including Cyber Risk Management), API (Associate in Personal Insurance), AINS (Associate in General Insurance) and CRM (Cyber Risk Management) all from the American Institute of Chartered Property & Casualty Underwriters. 


In his spare time, Gary enjoys hunting near his home in Duncannon, as well as out West in Iowa, Missouri and Wyoming. He and his wife Elizabeth spend a lot of their time visiting with their 5 adult children and 13 grandchildren.